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What are the basic steps to buy a home?
So you’ve decided to buy a home. Congratulations! Here are some of the steps.
- Select a Real Estate Professional - Selecting a Real Estate
Professional to assist you with the home buying process is VERY
important. Because buying a home is one of the largest and most
important purchases you will make in your lifetime you should always
consult a real estate professional to assist you. Our sales associates
have the expertise, experience and education to help you make good,
sound home purchasing decisions. You will work together to find the
right home. Your sales associate will notify you when new properties
come on the market. He/She can schedule showings, advise you on the
real estate process, help you write offers, negotiate terms and
coordinate inspections. Click
here to locate a realtor in your area.
- Get Pre-Approved/Apply for a Loan - It’s important to get a
loan officer to pre-approve your mortgage before you start house hunting.
A pre-approval is a guarantee that you can qualify for financing to a
maximum purchase price and loan amount. This means you can write a
stronger purchase offer. In a competitive market, this could mean the
difference between acceptance of your offer rather than another buyer's
offer. When you apply for a loan, be sure to get a good faith estimate
of your closing costs.
Click here to get pre-approved.
- Find the Right Home - Search the Internet for property
available for sale. Our web site features
properties available for sale
throughout the south, click here to begin your search. You and your Real
Estate Agent will search for homes together. Your agent can guide
you to the areas you like best. Have fun looking and shopping!
- Make an Offer - Once you’ve found the right home, it's time
to write an offer to purchase. Writing the offer is an exciting,
emotional and complicated experience. You'll be glad you have an
experienced Crye-Leike sales associate at your side to help you
through the process. For further information on this step read our
articles on Making an Offer and
Counter Offers.
- Ask about Crye-Leike’s Home Service Department - Your Crye-
Leike Sales Associate can tell you about the many services Crye-Leike's
Home Services Department can offer. From contacting movers,
transferring your utilities, placing contractors for repair work, the
Crye-Leike Home Services Department can help!
For more information go to Crye-Leike Home Services web site.
- Order a Home Inspection - A professional home inspection is
essential. A professional home inspector sees beyond the cosmetics and
surveys the entire house, including structure, roof, exterior and major
systems (heating, plumbing, cooling, electrical, ventilation, etc.).
Read more about home inspections and
the inspectors role.
- Attend Closing Day - Congratulations, you will soon become a
homeowner! Crye-Leike’s full service continues right through the closing
day. At the closing, you will settle all the financial details, the title
to your new home will be conveyed and usually you will receive the
keys to your new home.
- Move In - It's time to actually move in and enjoy your new home.
Remember to notifiy the post office of change or address.
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