Get the Best Price
When was the last time you shopped around for the best rate on your insurance? Or maybe you are buying a new house and need a new policy. It is important to find a reputable company that will be easy to work with should you have the need to file a claim.
Homeowner's Insurance Quote
Request a Quote. As an independent insurance agency we don't represent just one brand. We shop around for you and get the best price.
What does homeowner's insurance cover?
In most policies there are a few common categories of coverage. You are protected in cases of fire, theft, wind and hail damage. Flood insurance is typically covered under a separate policy (if it is needed). Each area of coverage will have a maximum amount for your plan. For specific coverages as it applies to you, please speak with an insurance agent or refer to your policy documentation.
- Protection for your house and permanent structures on your property.
- Personal property coverage. There is typically a limited dollar amount and does not include more expensive items like jewelry, collectables etc. If you need more coverage for valuables, there are add-on policies available.
- Liability protection for accidents that happen at your property.
- Additional expenses that arise from a loss, such as temporary housing, that you may need during a repair period.
More Personal Coverages to Check
When you look at insurance for your home, it may be a good time to evaluate the following areas of coverage.
- Umbrella Liability
- Valuable Property