Homeowner's Insurance

Get the Best Price

When was the last time you shopped around for the best rate on your insurance? Or maybe you are buying a new house and need a new policy. It is important to find a reputable company that will be easy to work with should you have the need to file a claim.

Homeowner's Insurance Quote

Request a Quote. As an independent insurance agency we don't represent just one brand. We shop around for you and get the best price.

Online Quote

What does homeowner's insurance cover?

In most policies there are a few common categories of coverage. You are protected in cases of fire, theft, wind and hail damage. Flood insurance is typically covered under a separate policy (if it is needed). Each area of coverage will have a maximum amount for your plan. For specific coverages as it applies to you, please speak with an insurance agent or refer to your policy documentation.

  • Protection for your house and permanent structures on your property.
  • Personal property coverage. There is typically a limited dollar amount and does not include more expensive items like jewelry, collectables etc. If you need more coverage for valuables, there are add-on policies available.
  • Liability protection for accidents that happen at your property.
  • Additional expenses that arise from a loss, such as temporary housing, that you may need during a repair period.

More Personal Coverages to Check

When you look at insurance for your home, it may be a good time to evaluate the following areas of coverage.

  • Automobiles
  • Umbrella Liability
  • Motorcycles/ATV's
  • Boats/Yachts
  • Valuable Property

5 Tips for Getting the Best Price